Before You Start Looking For Your New Home:

• Check your credit rating. Straighten out any errors before its too late.
  
  
• Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  
  
• Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
  
  
• Choose a REALTOR® that you trust and who understands your needs.
  
  
• Determine what neighborhood best matches your needs.
  
  
• Identify important features you need your new home to have.